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TERMS & CONDITIONS

This website (this "Site") is provided to you ("you" or "your") by BANFA, Inc. and its affiliates (collectively, "BANFA" or "us" or "we"). By accessing this Site and its various pages, you agree to be bound by these Terms and Conditions (these "Terms"). If you do not agree to these Terms, do not access this Site or any of its pages. Your use of this Site will be deemed to mean that you accept these Terms.

This Site is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any product or services that may be mentioned on this Site. If you wish to learn more about information contained on this Site, please contact a BANFA independent sales representative (a "Representative").

Copyright and Trademark Rights

This Site, including, but not limited to, the source and object codes, logic, all graphical and navigational elements, the compilation, arrangement, structure, and sequence of all components, all content and applications, and the information on this Site, including, but not limited to, text, data, and "look and feel," audio elements, videos, images, and pictures, regardless of the form or media in which the original or copies may exist, is the sole and exclusive property of BANFA and its licensors. You may not reproduce, copy, transmit, sell, sublicense, display, distribute, publish, broadcast, circulate, modify, create derivative works of, disseminate, or commercially exploit any portion of this Site or any information provided on this Site in any manner (including in electronic, print or other media, whether now known or hereafter developed) without the express written consent of BANFA. BANFA may enforce its intellectual property and proprietary rights to the fullest extent of the law, including seeking civil remedies and criminal prosecution.